Credit Cards

Chase Starbucks Credit Card Review (2023.4 Update: Discontinued)

Starbucks Rewards Visa Credit Card 2023.4 Update: This card will be converted to CFU or CFF on Jul 20, 2023. HT: DoC. 2022.12 Update: This card seems discontinued. Also, the Stars will devalue in 2023.2.13, see announcement. 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. Application Link Chase Starbucks Benefits…
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Chase Sapphire Reserve® (CSR) Review (2022.12 Update: 70k offer)

Chase Sapphire Reserve® (CSR) Review 2023.10 Update: The welcome offer is back to 60k now. 2022.12 Update: The welcome offer is back to 70k now. 2022.11 Update: The Lyft membership comes with this card is changed from Lyft Pink to a more premium membership called Lyft Pink All Access as of Nov 15. BTW, the 80k offer will expire on Nov 30,…
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US Bank Shopper Cash Rewards Credit Card Review (New Card, 6% Cash Back but with $95 Annual Fee)

US Bank Shopper Cash Rewards Visa Signature Credit Card Review Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose. Earn 3% cash back on your first $1,500 in eligible…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2023.1 Update: $200+$150 Offer)

Blue Cash Everyday Card from American Express (BCE) Review 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150 offer via Resy. 2022.10 Update: The new offer is $150 PayPal + $100: Earn 20% back as a statement credit on purchases via PayPal in the first 6 months, up to $150 back (i.e. $750…
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US Bank Altitude Reserve Credit Card Review (2022.9 Update: 50k Offer; No Long Requires Existing Relatinoship)

US Bank Altitude Reserve Visa Infinite Card Review 2022.9 Update: This card used to require existing US Bank relationship to apply online. Now the requirement is removed. However, it is still recommended to have a US Bank checking account before applying in order to significantly improve approval chance. 2021.3 Update: The $325 travel credit now can be used on dining…
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Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The recent best offer is 125k. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth…
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Barclays Hawaiian Airlines Credit Card Review (2022.9 Update: 70k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2022.9 Update: The new offer is 70k. The link we use here is from in flight, and its spending requirement is only 1 purchase. Compared to the previous 80k offer ($4k spending in 6 months) the spending requirement is significantly lower. Application Link Barclays Hawaiian Airlines you can put any 6 digits number in the…
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PayPal Cashback Mastercard® Review (2022.9 Update: $150 Targeted Offer)

PayPal Cashback Mastercard® Review 2022.9 Update: There’s a $150 targeted offer in PayPal app. Offer ends in 2022/10/10. HT: DoC. 2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer. Application Link PayPal Cashback Mastercard® no welcome offer…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Wells Fargo Autograph Credit Card Review (2023.7 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
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Delta SkyMiles® Gold Card from American Express Review (2023.10 Update: 70k Offer)

Delta SkyMiles®Gold Card from American Express Review 2023.10 Update: There is a 70k offer via incognito mode. 2023.6 Update: The current offer is only 65k. 2023.4 Update: There is a 75k offer via incognito mode. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you see “PLEASE VERIFY THE INFORMATION YOU ENTERED IS…
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Delta SkyMiles® Reserve Card from American Express Review (2023.6 Update: 125k Offer)

Delta SkyMiles® Reserve Card from American Express Review 2023.6 Update: The current offer is only 85k. 2022.9 Update: There is a 125k offer via incognito mode. 2022.6 Update: The new offer is 100k, not as good as the usual 125k offer via incognito mode. However, you can choose a limited time edition card art made from Boeing 747 materials. Offer…
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United Gateway℠ Card Review (2023.11 Update: 30k Offer)

United Gateway℠ Card Review 2023.11 Update: The new offer is 30k. 2023.2 Update: The new offer is 20k. 2023.6 Update: The new offer is 30k. Application Link Chase UA Gateway Benefits 30k offer: earn 30,000 United miles after spending $1,000 in 3 months. This is the best offer on this card. Earn 2 miles per $1 spent on United Airlines purchases,…
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AmEx Gold Card Review (2023.6 Update: 90k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2023.6 Update: The new offer is 125k. You may need incognito mode to see it. 2023.3 Update: The new offer is 125k+$200. Application Link AmEx Gold 90k Offer You may need incognito mode to see it. AmEx Gold 75k+$250 Offer Benefits 90k offer: Earn 90,000 Membership Rewards (MR) points after spending…
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