E*Trade Premium Savings Account Review [2026.10 Update] The new account bonus is $400/$800 with a deposit of $20,000/$100,000, respectively. If you fund the account near the end of the initial 30-day funding window, your money only needs to stay in the account for a little over 45 days. With a promotional APY of 4.25% for six months, there is little…
Read more
Marcus by Goldman Sachs Savings Account Review 2026.1 Update: There is currently a deposit bonus promotion. The enrollment link is here, and the bonus-to-deposit tiers are shown in the table below. The bonus rate is very attractive. Considering that Marcus already offers a fairly competitive interest rate, it’s even better if you can stack this with an additional referral boost….
Read more
Discover Savings Account Review 2026.1 Update: This account is no longer available for applications. The application page is only showing “Discover is part of Capital One”. R.I.P. 2025.9 Update: The higher offer is expired. Currently there’s only the regular $150/$200 offer. 2025.5 Update: There’s a new $150/$500 offer. Application Link Discover Savings $150/$200 Offer Benefits New account opening bonus of…
Read more
Chase Savings Account Review [2023.10 Update] The checking+savings $900 offer ($300 checking + $200 savings + $400 for both) has returned! HT: DoC. Application Link Chase Savings Benefits $900 welcome offer: $300 checking + $200 savings + $400 for both. See below for the requirements to get this bonus. Monthly account maintenance fee of $5. See below on how to…
Read more
Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield): Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included. These days…
Read more
There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
Read more
Discover AAII Savings Account Review 2017.11 Update: The bonus is expired. Application Link Discover AAII Savings, offer code: AAIIBONUS Benefits New account opening bonus of $150/$200! See below for detailed requirements. Apply before 2017.10.31, and deposit at least $15,000/$20,000 before 2017.11.15. According to data points, you don’t have to be an AAII member to open this account and get the…
Read more
Discover AAA Savings Account Review 2017.11 Update: The bonus is expired. Application Link Discover AAA Savings, offer code: AAABONUS Benefits New account opening bonus of $150/$200! See below for detailed requirements. Apply before 2017.10.31, and deposit at least $15,000/$20,000 before 2017.11.15. According to data points, you don’t have to be an AAA member to open this account and get the…
Read more
Net Spend/ACE/Western Union/Brinks/H-E-B Savings Accounts Review 2017.3 Update: Some people (HT: DoC) report that the limit for 5% APY has been raised to $2000 starting from Mar 1! That’s double what it was before. However, most of us, including myself, still see a $1000 limit. We don’t know whether the change will apply to everyone soon. 2016.5.31 Update: Starting from Jul 1st, 2016, the…
Read more
