BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
Read more

United℠ Club Business Card Card Review (2023.6 Update: 50k Offer)

United℠ Club Business Card Review 2023.6 Update: The higher offer is expired. The current offer is only 50k. 2023.2 Update: The higher offer is expired. The current offer is 75k. 2022.8 Update: The new offer is 100k. Application Link Chase UA Club Business Benefits 50k offer: earn 50,000 UA Miles after spending $5,000 in the first 3 months. The recent…
Read more

 

Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
Read more

Wells Fargo Autograph Credit Card Review (2023.7 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
Read more

 

Delta SkyMiles® Gold Card from American Express Review (2023.10 Update: 70k Offer)

Delta SkyMiles®Gold Card from American Express Review 2023.10 Update: There is a 70k offer via incognito mode. 2023.6 Update: The current offer is only 65k. 2023.4 Update: There is a 75k offer via incognito mode. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you see “PLEASE VERIFY THE INFORMATION YOU ENTERED IS…
Read more

Delta SkyMiles® Reserve Card from American Express Review (2023.6 Update: 125k Offer)

Delta SkyMiles® Reserve Card from American Express Review 2023.6 Update: The current offer is only 85k. 2022.9 Update: There is a 125k offer via incognito mode. 2022.6 Update: The new offer is 100k, not as good as the usual 125k offer via incognito mode. However, you can choose a limited time edition card art made from Boeing 747 materials. Offer…
Read more

 

United Gateway℠ Card Review (2023.11 Update: 30k Offer)

United Gateway℠ Card Review 2023.11 Update: The new offer is 30k. 2023.2 Update: The new offer is 20k. 2023.6 Update: The new offer is 30k. Application Link Chase UA Gateway Benefits 30k offer: earn 30,000 United miles after spending $1,000 in 3 months. This is the best offer on this card. Earn 2 miles per $1 spent on United Airlines purchases,…
Read more

AmEx Gold Card Review (2023.6 Update: 90k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2023.6 Update: The new offer is 125k. You may need incognito mode to see it. 2023.3 Update: The new offer is 125k+$200. Application Link AmEx Gold 90k Offer You may need incognito mode to see it. AmEx Gold 75k+$250 Offer Benefits 90k offer: Earn 90,000 Membership Rewards (MR) points after spending…
Read more

AmEx Blue Cash Preferred (BCP) Credit Card Review (2023.6 Update: $250 Offer)

Blue Cash Preferred Card from American Express (BCP) Review 2023.6 Update: The higher offer is expired. The current offer is only $300. 2023.3 Update: The new offer is $400. Application Link AmEx Blue Cash Preferred (BCP) Benefits $250 offer: earn $250 cash back after spending $3,000 in first 6 months. The recent best offer is $400. Earn 6% cash back at…
Read more

Are dynamic Marriott points more valuable now? Yes, but with a big caveat …

The Points Guy recently published a quantitative analysis arguing that the Marriott points, even after the implementation of dynamic awards, retain its purported value of ~0.8 cent/pt. To get that conclusion, they pulled data from 50+ hotels over ~150 days. In fact, the average redemption value after the dynamic award is in place is 0.84 c/pt. They thus concluded that…
Read more

The Best Credit Cards For Cell Phone Protection Benefit (2023.11 Update)

2023.11 Update: Added AmEx Hilton Aspire. 2022.4 Update: Updated a lot of changes over the years. In particular: new card Bilt Mastercard and Capital One Venture X have this benefit; Chase IHG Premier no longer has this benefits. In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone…
Read more

IHG One Rewards Traveler Credit Card Review (2023.4 Update: 80k Offer)

IHG One Rewards Traveler Credit Card Review 2023.4 Update: The offer is now down to 80k. 2023.1 Update: The offer is now 120k. 2022.7 Update: The offer is now down to 80k. Application Link Chase IHG Traveler Benefits 80k offer: earn 80,000 IHG points after spending $2,000 in the first 3 months. The recent best offer is 120k. IHG points are…
Read more

Delta SkyMiles® Platinum Card from American Express Review (2023.6 Update: 85k Offer)

Delta SkyMiles® Platinum Card from American Express Review 2023.6 Update: The current offer is only 85k. 2022.9 Update: There is a 90k offer via incognito mode. Application Link Public offer: AmEx Delta SkyMiles Platinum Targeted offer: AmEx Delta SkyMiles Platinum targeted offer. If you see “PLEASE VERIFY THE INFORMATION YOU ENTERED IS CORRECT AND TRY AGAIN.” it means you are…
Read more