Credit: Park Hyatt Maldives Hadahaa official site
Chase Hyatt 信用卡是一张无论开卡奖励价值，还是日常消费返点能力，还是年度福利都很好的卡。它的开卡奖励是 2 free nights (FN) at Hyatt hotels, worldwide，这两晚免费房不限国家不限 category；年费$75，而年度福利是每年送一晚 category 1~4 的免费房。
一、不限等级 FN 排行榜
开卡奖励送的这两晚不限等级的 FN 究竟换哪里最值钱呢？发挥出最大价值的话能值多少钱？下表给出了答案：
| Hotel Name | Country | Brand | Cat. | Price |
|---|---|---|---|---|
| Park Hyatt Maldives Hadahaa | Republic of Maldives | Park Hyatt | 6 | $950 |
| Park Hyatt New York | United States | Park Hyatt | 7 | $916 |
| Park Hyatt St. Kitts | Saint Kitts and Nevis | Park Hyatt | 7 | $805 |
| Hyatt Siesta Key Beach | United States | Hyatt Residence Club | 7 | $785 |
| Park Hyatt Sydney | Australia | Park Hyatt | 7 | $780 |
| Park Hyatt Paris-Vendôme | France | Park Hyatt | 7 | $750 |
| Hyatt Zilara Rose Hall | Jamaica | Hyatt Zilara | 6 | $665 |
| Park Hyatt Tokyo | Japan | Park Hyatt | 7 | $655 |
| Park Hyatt Milan | Italy | Park Hyatt | 7 | $639 |
| Hyatt Mountain Lodge | United States | Hyatt Residence Club | 6 | $616 |
| Hyatt Ziva Rose Hall | Jamaica | Hyatt Ziva | 6 | $613 |
| Hyatt Carmel Highlands | United States | Hyatt | 6 | $592 |
| Hyatt Main Street Station | United States | Hyatt Residence Club | 6 | $588 |
| Andaz Mayakoba Resort Riviera Maya | Mexico | Andaz | 5 | $581 |
| Andaz Tokyo Toranomon Hills | Japan | Andaz | 6 | $541 |
| Palacio Duhau - Park Hyatt Buenos Aires | Argentina | Park Hyatt | 5 | $530 |
| Hyatt High Sierra Lodge | United States | Hyatt Residence Club | 7 | $499 |
| Park Hyatt Vienna | Austria | Park Hyatt | 6 | $499 |
| Andaz Maui at Wailea Resort | United States | Andaz | 6 | $495 |
| Park Hyatt Changbaishan | China | Park Hyatt | 5 | $490 |
注：表格最右一列 Price 的算法是：从程序运行的那天开始往后推算360天，每15天分成一份（共24份），再在这15天里随机选取一天，把这些天的价格做平均。如果某个酒店某天没有 availability 则不计入。
排名第一的是马尔代夫的 Park Hyatt，本站作者晨瑜早雅早在一年多前就体验过了，详见《马尔代夫全家三人游游记》。
当然，列出上面的最贵 top 20，意思绝对不是说只有上面那些才划算。如果只是为了住最贵的酒店而出行，那基本上就等于被反撸了。最合理的出行方式应该是先有出行计划，然后再看看目的地有没有合适的高端 Hyatt 酒店使用免费房比较划算，如果有的话再开卡，没有就先别开卡等下次出行再说。
下图直观的告诉我们，一晚免费房到底多贵才没有浪费掉开卡奖励的价值：
上图的纵坐标是酒店价格，横坐标是每个酒店的排名。可见如果每晚价格大于$500，就已经是在最贵的 top 20 里面了；如果每晚价格大于$300，就已经是大约 top 80 了，已经比80+%的 Hyatt 酒店更贵了！所以我们博客对 Hyatt 不限等级免费房的估值大约是$300：如果想住的酒店高于这个价格就差不多可以用了；如果低于这个价格的话，就要考虑考虑是不是应该先用别的方式预定，下回找个更合适的酒店再开卡。
二、Category 1~4 FN 排行榜
每年送的 category 1~4 FN 换哪里最值钱呢？其价值能否超过$75的年费？下表给出了答案：
| Hotel Name | Country | Brand | Cat. | Price |
|---|---|---|---|---|
| Andaz Peninsula Papagayo Resort | Costa Rica | Andaz | 4 | $462 |
| Hyatt Regency Paris Étoile | France | Hyatt Regency | 4 | $390 |
| Hyatt Regency Boston | United States | Hyatt Regency | 4 | $389 |
| Grand Hyatt Berlin | Germany | Grand Hyatt | 4 | $373 |
| Hyatt Regency Changbaishan | China | Hyatt Regency | 3 | $357 |
| Hyatt Regency Saipan | Mariana Islands | Hyatt Regency | 2 | $351 |
| Grand Hyatt Melbourne | Australia | Grand Hyatt | 4 | $341 |
| Hyatt Centric Fisherman's Wharf San Francisco | United States | Hyatt Centric | 4 | $337 |
| Hyatt Regency Coconut Point Resort and Spa | United States | Hyatt Regency | 4 | $316 |
| Hyatt Centric The Pike Long Beach | United States | Hyatt Centric | 3 | $314 |
| Hyatt Regency Makkah Jabal Omar | Kingdom of Saudi Arabia | Hyatt Regency | 4 | $313 |
| Hyatt Regency Dar es Salaam, The Kilimanjaro | Tanzania | Hyatt Regency | 3 | $311 |
| Hyatt Place Chicago/Downtown-The Loop | United States | Hyatt Place | 3 | $304 |
| Hyatt Centric South Beach Miami | United States | Hyatt Centric | 4 | $299 |
| Hyatt Place Washington DC/White House | United States | Hyatt Place | 3 | $292 |
| Hyatt Place Boulder/Pearl Street | United States | Hyatt Place | 2 | $289 |
| Grand Hyatt Jakarta | Indonesia | Grand Hyatt | 3 | $288 |
| Park Hyatt Hamburg | Germany | Park Hyatt | 4 | $287 |
| Park Hyatt Toronto | Canada | Park Hyatt | 4 | $286 |
| Hyatt House Fort Lauderdale Airport & Cruise Port | United States | Hyatt House | 2 | $285 |
同样的，这个 top 20 也只是一个参考，并不是只有住这些才划算。实际上只要房价大于$75就已经回本了，而满足这个条件的酒店可就多了去了。95+%的 Hyatt 酒店都比$75更贵，想找到一家比年费便宜的酒店都不容易呢！下图是 Category 1~4 的酒店价格分布图：
希望大家都能把 FN 住出理想的价值！
感谢逸客 YEEK 提供的数据！