People who have many credit cards are often concerned about whether their cards will be canceled if they don’t use them frequently. What kind of negative effects will occur as credit cards are canceled? And do canceled credit cards influence your scores or make you appear on the blacklist? According to laws, banks indeed have the right to cancel your…
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When you apply for a Checking or Savings Account, or some credit cards, the webpage may ask you to certify you are a U.S. Person: “Under penalties of perjury, I certify that: I am a U.S. citizen or other U.S. person.” What is U.S. Person? What is Non-resident Alien? What is Resident Alien? What’s its difference between Permanent Resident? These words…
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Together with the tide of the $300 sign-up bonus for Discover Checking comes the question: what Direct Deposit (DD) really is. The purpose of this short post is to have the problem solved, which would be divided into two parts: the real Direct Deposit and Edge Ball. 1. The Real Direct Deposit Direct Deposit is a deposit of money by a payer directly…
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2015.10.21 Update: Today there’s an email from Giving Assistant, which says they will stop offering 5% cashback on Amazon begins on 11.1! If you need to shop at Amazon in the near future, be hurry to stock pile some Amazon Gift Cards! We’ve been so fortunate to be able to offer you a very generous 5% cash back rate at one…
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Previously, we introduced the risk monitoring method by AmEx: Financial Review (FR), of which many churners are wary of. Today we are going to tell something more nightmare-inducing: Chase may close all your credit card accounts!! A-L-L credit card accounts! We write not to scare you, but instead to help you find the right way to establish a good relationship with banks!…
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JAL USA Card Credit Card Review Application Link JAL USA Card Historical Offers Chart
Today let us talk about Trip Delay Insurance. Most of common trip interruption and cancellation can be reimbursed by most of credit cards with extremely strict conditions, such as extreme weather or illness. However, conditions required by Trip Delay Insurance are not as strict as those required by credit cards described above. For example, trip delays of common flights caused…
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I have wrote several posts here, which are completely effected by the strict writing style of other senior writers, taking How to Avoid Financial Review (FR) from Amex for example. This post has been wrote in an organized way, with strict writing style and usage of formal words. But I want to write the following post in a causal way as…
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According to the data points from FlyerTalk and Reddit, from 2015.10.12, the Redbird can only be fed with cash. Redbird, died at the age of 13 months, R.I.P. For the people who keep Redbird as your pet, you need to consider change product. Note that you need to wait all transactions to be settled before changing.
I know many of you like A380 in the China Southern Airlines due to its spacious seat space which makes you comfortable. As the only one domestic airline that operates A380, China Southern Airlines, the IATA of which refers to CZ, is possibly the most convenient choice for you who want to experience A380. At present, A380 takes five flight…
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Redeeming airlines miles for an award ticket is a difficult yet very rewarding task. You will find that although different airlines usually have different rules, they still share many similarities. In this post, we will introduce some basic knowledge on how to redeem miles for flights. As this is not the simplest of tasks, it will be extremely helpful to…
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American Express Gold Card Review Attention! This card is AmEx Gold Card Old Version which is already discontinued, the new AmEx Gold Card (formerly known as AmEx Premier Rewards Gold (PRG)) is here: AmEx Gold Card. Application Link This card no longer accepts new applications. Benefits Earn 25,000 Membership Rewards (MR) Points after spending $1000 in first 3 months! This credit card…
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Followed my experience in the Centurion Lounge in LAS, I, the fatty guy, went to SFO (San Francisco International Airport). Of course I cannot miss the opportunity to experience the Centurion Lounge in SFO. Centurion Lounge in LAS or in SFO, which would be the better one? SFO Centurion Lounge is across from Boarding Gate 74 and Boarding Gate 75…
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Amazon is one of my favorite online shopping website. It contains almost all you want, and its Prime membership are well worth its $99 annual fee. 0. Sign-up Bonus If you haven’t joined Amazon Prime/Amazon Student before, use our link to register for Amazon Student, then you can not only enjoy your free 6 month trial for Amazon Prime, but also get $5 reward….
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I think you have experienced torture waiting for a long time in the airport lounge which is crowded and noisy, lacking of food and drinks. Actually, the waiting lounge is an annoying place when you arrive at the airport too early or you have to wait due to the delayed flight. At the same time, passengers in the first class…
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