Chase Marriott Rewards Premier Credit Card Review
2019 Update: You can upgrade this card to the new Chase Marriott Bonvoy Boundless card. Here is the upgrade link. The best upgrade offer recently seen is 50k.
Application Link
- This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Please check the new Chase Marriott co-branded card: Chase Marriott Bonvoy Boundless.
Benefits
- 75k offer + first year annual fee waived: earn 75,000 Marriott Points after spending $3000 in 3 months. The best offer is 100k+7.5k offer, you can wait for the highest sign-up bonus if you are not in an urgent situation.
- Marriott point can be transferred to the most flexible and valuable points — SPG points instantly in both directions at a ratio 3:1. We estimate that Marriott points are worth about 0.8 cents/point, see below for a brief introduction. So the 107.5k highest sign-up bonus is worth about 860!
- After each anniversary date, you will be credited a free night (FN) available for category 1-5 at Marriott.
- Earn 5x points at Marriott and Ritz-Carlton. Earn 2x at restaurant, car rental and airlines. All other purchases earn 1 point per dollar spent.
- Complimentary Marriott Silver status.
- Earn 15 elite nights each account membership year (elite nights are for status, not free nights); 1 more elite night for every $3,000 spending.
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- Refer a friend (targeted): You can earn 5,000 bonus Marriott points for every approved account you refer, up to a maximum of 10 approved referrals (50,000 Marriott points) per calendar year.
Disadvantages
- Annual fee $85, waived for first year.
- Free night is only valid for one year.
Recommended Application Time
- [5/24 Rule] If you have 5 or more new accounts opened in the past 24 months, Chase will not approve your application, no matter how high your credit score is. The number of new accounts includes all credit card accounts, not only Chase accounts. See this post for details about how to possibly bypass this rule.
- This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. Note that what matters here is the time you got the sign-up bonus, not the time you open the account or close the account.
- Don’t apply for more than 2 Chase credit cards within 30 days, it’s highly likely that you will get rejected.
- We recommend you to apply for this card after you have a credit history for more than a year.
Summary
The ~80k points highest sign-up bonus not only can be used to redeem for nights directly, but also can be used to get the Marriott Travel Packages. Just make sure you applying for both Chase Marriott and Ritz-Carlton both at their best offer time. Besides numerous points, the annual free night is a good reason to keep the card, it’s indeed worth $85 annual fee. So if you are a big Marriott fan, you should definitely keep it.
Related Credit Cards
- AmEx SPG
- AmEx SPG Business
- AmEx SPG Luxury
- Chase Marriott Premier (this post)
- Chase Marriott Premier Plus
- Chase Marriott Business
- Chase Ritz-Carlton
Recommended Downgrade Options
- You can not downgrade this card to any card with no annual fee, so I suggest you close it when you don’t want to keep it any longer.
After Applying
- Call 800-436-7927 to check Chase application status. This is an automated telephone line, and the information has the following meanings: Receive decision in 2 weeks means your application is probably approved; Receive decision in 7-10 days means your application is probably rejected; Receive decision in 30 days simply means your application requires further review and there’s nothing to tell you for now.
Historical Offers Chart
This card is discontinued in 2018.05.03.
Application Link
- This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Please check the new Chase Marriott co-branded card: Chase Marriott Bonvoy Boundless.