Chase College Checking Account Review (2019.7 Update: $100 Offer)

Chase College Checking Account Review

Application Link


  1. New Checking Account Bonus: $100! See below for the requirements to get this bonus.
  2. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. Otherwise you can apply for the regular account Chase Total Checking.
  3. See below for monthly fee and how to waive it.
  4. If you close your account within 6 months, the award bonus will be rescinded.
  5. Chase is one of the largest banks in the US, so their branch and ATM network is vast.
  6. New: You can refer a friend. Click this link to start referring. You will get $50 for each friend who opens a qualifying checking or savings account (up to 10 bonuses per year). Note that your friend will only get the $200 (Checking Account) + $150 (Savings Account) offer.
  7. In order to avoid Chase closing your accounts, please make sure never to do the following:
    1. Depositing an enormous amount of cash.
    2. Regular cash deposits.
    3. Depositing money orders.
    4. Large remittances from abroad.

    Regular use of the account for direct deposits, cashing checks, transferring between banks in the US is fine. For more details, please see “How to avoid getting your account closed by Chase”.

Bonus Requirements

  1. This bonus is only available for new clients of Chase Checking Account. Those who currently have a Chase Checking Account, or have closed an account within 90 days are not eligible for this offer. Those with a Chase Savings Account or a Chase credit card are not exempt from this offer.
  2. You can receive only one new checking and one new savings account opening related bonus every two years from the last enrollment date and only one bonus per account.
  3. Enroll in paperless statements.
  4. Complete 10 qualifying transactions within 60 days, including: debit card purchases, online bill payments, checks paid, Chase QuickDeposit, Chase QuickPay with Zelle, or direct deposits..

How to Avoid the Monthly Fee (Meet Any One of the Requirements Below)

  • $0 monthly fee before your expected graduation date (up to five years).
  • After your expected graduation date, the monthly fee is $6, unless you meet one of the requirements below:
    1. Each month have at least one Direct Deposit .
    2. Daily balance of at least $5,000 in this account.

Related Accounts

Here is a comparison and contrast on the official website.


Chase is one of the largest banks in America, with a vast network of bank branches and ATMs. As such, owning a Chase Checking Account is a convenient option for many people. In addition, Chase QuickPay (Zelle) is an extremely convenient function, which alone should keep many customers happy with their Chase Checking Account. This post is about the college checking, compared to the regular checking Chase Total Checking: its advantage is the monthly fee is waived as long as you are still a student; but the bonus is less than Chase Total Checking, and the requirement for waiving the monthly fee is higher after you graduate. Actually if you have $1,500 money that can be put into the account forever, it is more recommended to open the Chase Total Checking directly and use that money to waive the monthly fee.

Historical Offers Chart

Application Link

If you like this post, don't forget to give it a 5 star rating!

[Total: 1   Average: 3/5]
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.