Wells Fargo Propel AmEx Credit Card Review (Discontinued)

Wells Fargo Propel American Express Card Review

2021.4 Update: This card is discontinued on 2021.4.20.

Application Link

  • This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits.

Benefits

  1. 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best public offer is 30k.
  2. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest public offer is worth $300. If you have Wells Fargo Visa Signature at the same time, you can use the points to book flights for up to 1.5 cents/point. If so, then the 30k offer is worth about $450!
  3. Earn 3x points for: eating out and ordering in; gas stations, rideshares, and transit; flights, hotels, homestays, and car rentals; and popular streaming services. Earn 1x points for other purchases.
  4. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 deductible) protection against damage or theft.
  5. No foreign transaction fee.
  6. No annual fee.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.

Summary

As a no annual fee card, its sign-up bonus which is worth at least $300 is quite decent. The earning rate is also OK, especially when you also have Wells Fargo Visa Signature. Good card in general.

Related Credit Cards

Historical Offers Chart

This card is discontinued on 2021.4.20.

Application Link

  • This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits.

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[Total: 8   Average: 4.1/5]
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