Evergreen® by FNBO | Business Edition Review
2021.11 Update: The new offer is $200.
Application Link
Benefits
- $200 offer: earn 20,000 Bonus Points (i.e. $200 cash back) when you spend $1,000 within the first 3 billing cycles.
- Earn 2% cash back on all eligible purchases.
- Earn 10,000 Bonus Points (i.e. $100 cash back) every Anniversary with $10,000 annual spend.
- No annual fee.
Disadvantages
- It has foreign transaction fee, so it's not a good choice outside the US.
Summary
This is another 2% cash back no annual fee card. What’s interesting is that if you can spend more than $10,000 in a year then you can earn $100 more than a typical 2% cash back card. Also, this is a business credit card, and is not reported to personal credit report, therefore what’s good is that it’s not counted towards Chase 5/24 slot and high balance will not affect your credit score.