Which credit cards are suitable for newbies with no credit history? This post will briefly tell you how to apply for your first credit card. The first card is difficult to get, because when you just arrive in the US and have no idea about credit card and credit history, it’s hard to accept so much information. But here, I’ll just…
Read more
Welcome, freshmen! Maybe you always hear people talking about “credit card is devil”… However, that’s not exactly true, if you know how to play this game. As credit card geeks, we want to teach you how to get the most from credit cards. To begin with, this post is to straightforwardly introduce to you why credit card is the best payment method when you…
Read more
Click the link for more information. Welcome for comments if you think we should add more abbreviations. Bank & Credit Card Abbreviations AA: Citi AAdvantage Platinum Select Credit Card, also American Airlines AA EXE: Citi AAdvantage Executive AF: Annual Fee AGC: American Express Gift Card AmEx: American Express Amex HH: AmEx Hilton HHonors Credit Card AOR: App-O-Rama, apply for several…
Read more
The contents in the previous post are actually easy to find on the Internet, actually you can go to the banks’ official websites and look for the bonuses and terms. However what I am going to talk about in this post is not easy to find on the banks’ official websites, yet very important when applying for credit cards or manage…
Read more
After getting your first credit card and some decent credit history, you can choose credit card combination according to your own situation. If you feel it troublesome to have too many cards or just want to try few of them, it is unnecessary to read through this post. The first and second parts are enough for you. Large parts of…
Read more
I’ve introduced some elementary factors in the previous post. And this post is the actual beginning of guide of shopping using credit cards. Let’s apply for credit cards and start shopping! 1. Selection of Elementary Card As mentioned in the previous post, you will start building your credit history only after you get the first credit cards, no matter you have a…
Read more
I’ve read several posts about introduction to credit cards online, but found none of them satisfying, so I decided to write one myself. I think most people have little awareness of credit cards’ benefits in their daily lives. After all, my personal experience and knowledge is limited, so some of my statements may by not accurate or even misleading. Your corrections are…
Read more
