Author Archive: physixfan

Capital One Venture X Business Credit Card Review (2025.4 Update: 350k Offer)

Capital One Venture X Business Credit Card Review 2025.4 Update: The new offer is 150k-350k. The spending requirement is crazily high, therefore it is only suitable for those who have a huge amount of spending. 2024.3 Update: The offer now is $150k with $30k spending requirement. 2024.1 Update: The new offer is 150k-300k. The spending requirement is crazily high, therefore…
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British Airways Visa Signature® Card Review (2025.4 Update: 100k Offer)

British Airways Visa Signature® Card Review 2025.4 Update: The new offer is 100k. 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase British Airways Benefits 100k offer: earn 100,000 bonus Avios after spending $7,500 on purchases within the first 6 months….
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US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2025.4 Update: 75k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2025.4 Update: The 75k offer is back. 2024.10 Update: The 75k offer is back. [Updated] Expired. 2024.8 Update: The 75k offer is expired. The current offer is 65k. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is…
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United Gateway℠ Card Review (2025.3 Update: 30k Offer; No Automatic Cardmember Pricing for Award Tickets)

United Gateway℠ Card Review 2025.3 Update: The offer is back to 20k. The 30k offer came back. At the same time, this card has a major negative change: starting from Aug 1, 2025, you don’t have automatic cardmember pricing on award ticket any more, instead, you need to spend $10,000 each calendar year to see it. 2024.11 Update: The new offer…
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United℠ Business Card Review (2025.3 Update:125k Offer; Annual Fee Increased; Varies Coupons Added)

United℠ Business Card Review 2025.3 Update: This card has the following changes today: The welcome offer is changed to 125k, and this is one of the best ever offer on this card! Offer ends on May 7. The annual fee is increased from $99 to $150. First year annual fee waived. $125 United travel credit: Receive $125 in United TravelBank…
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United℠ Club Business Card Card Review (2025.3 Update: 125k Offer; Annual Fee Increased; Varies Coupons Added)

United℠ Club Business Card Review 2025.3 Update: This card has the following changes today: The welcome offer is changed to 125k. Offer ends on May 7. The annual fee is increased from $450 to $695. First year annual fee NOT waived. $200 Renowned Hotels and Resorts credit: Receive up to $200 back in statement credits each anniversary year on hotel…
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IHG One Rewards Premier Business Credit Card Review (2025.5 Update: 140k Offer)

IHG One Rewards Premier Business Credit Card Review 2025.5 Update: The higher offer is expired. Currently there’s only a 140k offer. 2025.3 Update: The new offer is 200k. This is the best ever offer on this card. Application Link Chase IHG Premier Business Benefits 140k Offer: Earn 140,000 IHG points after spending $4,000 in 3 months. The recent best offer…
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Amex Rewards Checking Account (2025.3 Update: $250 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2025.3 Update: The new offer is $250. Offer expires on April 15, 2025. 2023.9 Update: The new offer is $250. Offer expires on Oct 31, 2023. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer expires on 2025.4.15. Earn 1x Membership Rewards…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (2025.5 Update: 155k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2025.5 Update: The higher offer is expired. The current offer is only 155k. 2025.3 Update: The 185k offer comes back. 2024.8 Update: The 185k offer comes back. Application Link AmEx Marriott Bonvoy Brilliant Benefits 155k offer: earn 100,000 Marriott points after making $6,000 in purchases within…
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AmEx Marriott Bonvoy Bevy Credit Card Review (2025.5 Update: 135k Offer)

AmEx Marriott Bonvoy Bevy Credit Card Review 2025.5 Update: The higher offer is expired. Currently there’s only 135k offer. 2025.3 Update: The 155k offer comes back. 2024.8 Update: The 155k offer comes back. Application Link AmEx Marriott Bonvoy Bevy Benefits 135k offer: Earn 85,000 Marriott points after spending $5,000 in the first 6 months, and earn an extra 50,000 Marriott…
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Barclays Wyndham Earner Plus Credit Card Review (2025.3 Update: 90k Offer)

Wyndham Rewards® EarnerSM Plus Card Review 2025.3 Update: The new offer is 90k, which is a very good one on this card though not the best ever offer. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2023.9 Update: The new offer is 75k, which is a very good one on this card though not…
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