United℠ Explorer Card (Chase UA Explorer) Review [2026.5 Update] The 80k offer is expired. The current offer is 60k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all…
Read more
Marcus by Goldman Sachs Savings Account Review 2026.1 Update: There is currently a deposit bonus promotion. The enrollment link is here, and the bonus-to-deposit tiers are shown in the table below. The bonus rate is very attractive. Considering that Marcus already offers a fairly competitive interest rate, it』s even better if you can stack this with an additional referral boost….
Read more
A few days ago, Bilt officially announced how Bilt Cash works. It』s… complicated. This article is dedicated to walking through it in detail. ContentsWhat Is Bilt CashHow to Earn Bilt CashAll the Ways to Use Bilt CashDining and GroceriesCardholder Exclusive Bonus PointsTravel and TransportationHealth and WellnessOtherRecommended Ways to Use Bilt Cash1. Rent or Mortgage Payments2. Point Accelerator to Earn More…
Read more
BoA Air France KLM World Elite Mastercard Review 2026.1 Update: The new offer is 70k. Also, there are a few improvements and changes: New benefit: earn 3x miles on dining. The earning of XP is improved: Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) when you spend at least $15,000. Plus,…
Read more
Capital One Venture Rewards Credit Card Review 2026.4 Update: The 75k+$250 offer is expired. The current offer is only 75k. 2026.1 Update: The new offer is 75k + $250 Capital One travel credit. 2025.5 Update: The 75k+$250 offer is expired. The current offer is only 75k. 2025.2 Update: The new offer is 75k + $250 Capital One travel credit. ContentsLearn…
Read more
After Bilt 2.0 was released, the mechanism for earning points on rent and mortgage payments turned out to be overly complicated, drawing a flood of negative feedback. As a result, the CEO rushed out a 「patch」 and introduced a second way to earn points on rent and mortgage payments (see Option 1 below). One of the biggest selling points of…
Read more
Bilt Card 2.0: Bilt Palladium Card Review ContentsApplication LinkFeatures and BenefitsDisadvantagesBilt Points OverviewBilt Cash OverviewBilt Elite Status OverviewRelated Credit CardsSummaryHistorical Offers ChartApplication Link Application Link Bilt Palladium Terms Apply Features and Benefits 50k Bilt Points + $300 Bilt Cash + Bilt Gold Welcome Offer: Earn $300 of Bilt Cash when you apply and get approved; earn 50,000 Bilt Points +…
Read more
Bilt Card 2.0: Bilt Obsidian Card Review ContentsApplication LinkFeatures and BenefitsDisadvantagesBilt Points OverviewBilt Cash OverviewBilt Elite Status OverviewRelated Credit CardsSummaryHistorical Offers ChartApplication Link Application Link Bilt Obsidian Terms Apply Features and Benefits $200 Bilt Cash Welcome Offer: Earn $200 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt…
Read more
Bilt Card 2.0: Bilt Blue Card Review ContentsApplication LinkFeatures and BenefitsBilt Points OverviewBilt Cash OverviewBilt Elite Status OverviewRelated Credit CardsSummaryHistorical Offers ChartApplication Link Application Link Bilt Blue Terms Apply Features and Benefits $100 Bilt Cash Welcome Offer: Earn $100 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt…
Read more
British Airways Visa Signature® Card Review 2026.1 Update: The new offer is 90k. HT: DoC. 2025.9 Update: The new offer is 100k. [Expired] 2025.4 Update: The new offer is 100k. [Expired] ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase British Airways Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in…
Read more
World of Hyatt Credit Card Review 2026.2 Update: The welcome offer is now the regular 30k+15k offer. Note that the official website still uses the very misleading wording “60k”, don’t be fooled by it. 2026.1 Update: The card is currently offering 5 Free Nights. 3 FN after $5000 spend within 3 months of account opening and extra 2 FN after total…
Read more
[Update: December 2025] In a significant structural shift, American Express has announced a major alteration to its Platinum cardholder incentives. Beginning in September 2025, the previous $200 annual credit for its curated hotel programs will be replaced by a $300 semi-annual subsidy. This tripling of the total annual inducement, to $600, is a clear strategic decision to entrench its premium…
Read more
2025.12 Update: MR->CX transfer ratio will be lowered from 1:1 to 1:0.8 starting from 2026.3.1. Source: latest billing statement. This is a big loss because CX is one of the better transfer partners. 2025.9 Update: JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. 2025.5…
Read more
US Bank Altitude Reserve Visa Infinite Card Review 2025.12 Update: According to this webpage, starting from Dec 15, several changes will apply to this card, the most important ones are: The redemption value towards travel will be changed from 1.5 cpp to 1.0 cpp. The 3x earning rate on mobile wallet spending will be capped at $5,000 each billing cycle…
Read more
Ink Business Preferred® Credit Card Review 2026.6 Update: Chase announced the following changes starting from Oct 1: UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)! 2025.11 Update: The new offer is 100k. BTW, there』s a new bonus restriction on this card: 「The new cardmember bonus may not be available…
Read more
