Credit Cards

US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in…
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United Gateway℠ Card Review (2025.3 Update: 30k Offer; No Automatic Cardmember Pricing for Award Tickets)

United Gateway℠ Card Review 2025.3 Update: The offer is back to 20k. The 30k offer came back. At the same time, this card has a major negative change: starting from Aug 1, 2025, you don’t have automatic cardmember pricing on award ticket any more, instead, you need to spend $10,000 each calendar year to see it. 2024.11 Update: The new offer…
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United Club℠ Infinite Card Review (2025.3 Update: 95k Offer; Annual Fee Increased; Varies Coupons Added)

United Club℠ Infinite Card (Chase UA Club) Review 2025.3 Update: This card has the following changes today: The welcome offer is changed from 80k to 95k. Offer ends on May 7. The annual fee is increased from $525 to $695. First year annual fee NOT waived. $200 Renowned Hotels and Resorts credit: Receive up to $200 back in statement credits…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (2025.5 Update: 155k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2025.5 Update: The higher offer is expired. The current offer is only 155k. 2025.3 Update: The 185k offer comes back. 2024.8 Update: The 185k offer comes back. Application Link AmEx Marriott Bonvoy Brilliant Benefits 155k offer: earn 100,000 Marriott points after making $6,000 in purchases within…
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AmEx Marriott Bonvoy Bevy Credit Card Review (2025.5 Update: 135k Offer)

AmEx Marriott Bonvoy Bevy Credit Card Review 2025.5 Update: The higher offer is expired. Currently there’s only 135k offer. 2025.3 Update: The 155k offer comes back. 2024.8 Update: The 155k offer comes back. Application Link AmEx Marriott Bonvoy Bevy Benefits 135k offer: Earn 85,000 Marriott points after spending $5,000 in the first 6 months, and earn an extra 50,000 Marriott…
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BoA Air France KLM Credit Card Review (2025.3 Update: 70k Offer)

BoA Air France KLM World Elite Mastercard Review 2025.3 Update: The new offer is 70k. HT: DDG. 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The new offer is 70k. You may see 60k+$150 offer via dummy booking. HT: FM. Application Link BoA Air France KLM Benefits 70k+100XP offer: earn 70,000 FlyingBlue Miles…
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Barclays Wyndham Earner Plus Credit Card Review (2025.3 Update: 90k Offer)

Wyndham Rewards® EarnerSM Plus Card Review 2025.3 Update: The new offer is 90k, which is a very good one on this card though not the best ever offer. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2023.9 Update: The new offer is 75k, which is a very good one on this card though not…
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Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first 90 days. The recent best offer 75k. Wyndham points are…
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AmEx Hilton Aspire Credit Card Review (2025.5 Update: 150k Offer)

The Hilton Honors American Express Aspire Card Review 2025.5 Update: The welcome offer is changed back to 150k. 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [/su_spoiler] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after you spend $6,000 within…
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AmEx Hilton Surpass Credit Card Review (2025.5 Update: 130k Offer)

The Hilton Honors American Express Surpass Card Review 2025.5 Update: The welcome offer is changed back to 130k. 2025.2 Update: The new offer is 130k+1FN. Offer ends on 2025/04/29. 2024.9 Update: The new offer is 165k. Offer ends on 2025/01/08. Application Link Amex Hilton Surpass Benefits 130k+1FN offer: earn 130,000 Honors Points and 1 free night (no cap) after spending…
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AmEx Hilton Credit Card Review (2025.5 Update: 80k Offer)

The Hilton Honors American Express Card Review 2025.5 Update: The welcome offer is changed back to 80k. 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. Application Link AmEx Hilton Benefits 70k+1FN offer: earn 70,000 Honors Points and 1 free night (no cap) after spending $2,000 in…
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Capital One Venture Rewards Credit Card Review (2025.5 Update: 75k Offer)

Capital One Venture Rewards Credit Card Review 2025.5 Update: The 75k+$250 offer is expired. The current offer is only 75k. 2025.2 Update: The new offer is 75k + $250 Capital One travel credit. 2024.7 Update: The new offer is 75k + $250 Capital One travel credit. Learn More Capital One Venture Benefits 75k offer: earn 75,000 miles after spending $4,000…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.5 Update: 60k Offer)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.5 Update: The 75k offer is expired. The current offer is 60k. 2025.2 Update: The 75k offer is back now. 2024.8 Update: The 75k offer is back now! Application Link Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Benefits 60k offer: earn 60,000 AAdvantage Miles after spending $3,000 within the first…
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